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The Mortgage Loan Process
THE Mortgage loan Process
Prequalification
No need to brush up on your algebra – we use a simple equation to find
how much of
a loan you
can afford.
Calculator
We like Options:
Apply Online – It’s fast, easy, & secure! Get started now!
Call Us – We’ll gladly take your application
over the phone, while answering
any questions you may have.
803.732.5787
over the phone, while answering
any questions you may have.
803.732.5787
Apply for your loan
The appraiser will inspect the property being financed. Then they will research “comparables”.
- Similar in size & lot
-
Close proximity
Sold within the last 6 months
HomeAppraisal
Underwriting
Simply put, an Underwriter is the gavel swinger. They determine if a loan is approved or rejected and
under what terms. Our job is to ensure the underwriter sees your application in the most positive light.
underwriting
The name speaks for itself… you will:
Provide evidence of required homeowner’s insurance and inspections (if applicable)
Pay your down payment (if applicable), closing costs, prepaid interest, taxes, and insurance.
Then your lender will distribute the funds covering your home loan amount to the closing agent, and you can breath a sigh of relief, you’re done!
ClosingCongratulations!