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Mortgage News

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South Carolina Properties Located in Disaster Areas-Revised.10.07.2015


How Will Mortgage Rates be affected with the Federal Reserve Rate Increase?9.28.2015

Mortgage Options Kick-Off Event! 9.02.2015

We had a great time last night at our Kick-Off event! Congratulations to Terry Padalino with Keller-Williams for winning Luke Bryan tickets!  

Advantages of Using a Mortgage Broker Versus a Bank8.31.2015


July Home Sale Numbers Are In!8.21.2015

July home sale numbers are in! 

Employee Spotlight: De'laine Law8.20.2015

                                                                                                                                                                                           Hi everyone! I am a Senior Loan Officer with Mortgage Options, Inc. I have been with the company since March of 2013. I relocated to South Carolina from my home state of Georgia in 2010.  I am married with 4 children and 2 grandchildren all of which live here in the Columbia area except for our oldest son that lives in Savannah. I have over 20 years of experience in Banking and Finance. What I have always loved most about my career is the opportunity to meet new people and help make their dreams a reality. There is no better reward than to see the excitement on a family’s faces when they are handed the keys to their new home. I'd love to help you get pre-qualified and get you the best deal for you! Call me anytime at 706-987-0660. I look forward to hearing from you! 



Why Millennials Should Be Buying A Home Right Now!8.19.2015


What Millennials Are Getting Right About Home Buying8.10.2015

Millennials make up the largest share of homebuyers at 32% according to the National Association of REALTORS®. That statistic alone proves that millennials are not the “renter generation” that they have been made out to be. Millennials are looking at home buying as more of an investment, and not somewhere they will live forever. But is that so much a bad thing? They are fixing homes up, improving the quality, making the homes customized to them. They are also applying those do-it-yourself projects making the renovations more affordable. This generation of home buyers are certainly different than say those buying even 10 years ago. It could be seen as less romantic, but more strategic. They are buying un-married, owing for shorter times, and flipping homes with more success. Millennials are buying closer to work, living in walkable neighborhoods, and closer to the city.  

How To Fix Disputed Accounts On Your Credit Score8.05.2015
Disputed accounts on someone's credit may hinder them on getting a mortgage loan. Disputes must either be resolved or removed. It's almost too easy to dispute an account, however getting it off your credit report is a whole different story.