Matthew Dailey - Mortgage Options

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803.732.5787

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Matthew Dailey Licensed Mortgage Loan Officer

NMLS# 1485560

Direct 843.998.9559

matthew@myscmo.com

Residing in Mount Pleasant, I am happy to call the Low Country home with my wife of 20 years and our 2 boys. Serving my clients is a priority for me, but
when time allows, I enjoy spending time with the family, boating and fishing.

As a former Operations Executive in both Retail and Financial Services, I pride myself on putting the customer first. At Mortgage Options, I serve as a
Mortgage Loan Originator and look forward to utilizing my 30 years of experience to help families make their Dream a reality with their next home purchase
or to refinance your existing mortgage to achieve your financial goals. Mortgage lending has changed significantly over the years and I look forward
to simplifying the process and removing frustrations. I am proud to help families achieve their goals. It is my privilege and pleasure to assist and
inform clients of the many options available to them; partnering to make dreams come true.

My Specialities

Conforming CONV Loans

Designed for buyers with stronger credit profiles and a 5% or more down payment. Used to purchase investment property and second homes as well as primary residences.

Construction / Perm Loans

For home buyers looking to build. A one-time close that allows for CONV, FHA and VA up to standard LTV and loan limits.

FHA Loans

Down payments as low as 3.50% for home owners lacking a larger down payment with a less than perfect credit record and higher debt ratios. Like USDA & VA, for primary residence only.

Non-Conforming CONV Loans

To assist borrowers that have experienced a financial set-back like a foreclosure, short sale or bankruptcy. Also for self-employed borrowers lacking typical income documentation.

Refinance

Available for all loan types for borrowers looking to cash out equity, consolidate debts, shorten their remaining loan term or lower their interest rate.

USDA Loans

No down payment for properties in rural areas as identified by USDA. For families within low to moderate income limits purchasing a primary residence.

VA Loans

No down payment to conforming loan limits. For active duty and military veterans buying a home for a primary residence (including VA Jumbo). No down payment required and no monthly PMI insurance.

Conforming CONV Loans

Designed for buyers with stronger credit profiles and a 5% or more down payment. Used to purchase investment property and second homes as well as primary residences.

Construction / Perm Loans

For home buyers looking to build. A one-time close that allows for CONV, FHA and VA up to standard LTV and loan limits.

FHA Loans

Down payments as low as 3.50% for home owners lacking a larger down payment with a less than perfect credit record and higher debt ratios. Like USDA & VA, for primary residence only.

Non-Conforming CONV Loans

To assist borrowers that have experienced a financial set-back like a foreclosure, short sale or bankruptcy. Also for self-employed borrowers lacking typical income documentation.

Refinance

Available for all loan types for borrowers looking to cash out equity, consolidate debts, shorten their remaining loan term or lower their interest rate.

USDA Loans

No down payment for properties in rural areas as identified by USDA. For families within low to moderate income limits purchasing a primary residence.

VA Loans

No down payment to conforming loan limits. For active duty and military veterans buying a home for a primary residence (including VA Jumbo). No down payment required and no monthly PMI insurance.

Helpful Links

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SC State Housing

The Palmetto Home Advantage Program is SC Housing’s newest mortgage program designed to serve both first-time and “move-up” borrowers. If your qualifying income is $87,500 or less, a Palmetto Home Advantage Program mortgage may be the loan program for you!

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USDA Eligibility

USDA Loans are available for financing homes located in qualified rural areas. USDA Loans are a great way to become a homeowner when you might not otherwise qualify for a mortgage. Find out if you might be a candidate for this loan.

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VA Certificate of Eligibility

VA Loans are home loans available to service men and women, veterans, and some eligible military spouses. At Mortgage Options, we are happy to help our service men and women make owning the home of their dreams a reality.

Matthew Dailey Licensed Mortgage Loan Officer